The Canada Child Benefit (CCB) is a tax-free monthly payment provided to eligible families to help with the costs of caring for children under the age of 18. The payment is based on a number of factors such as family income, number of children and marital status. If you are entitled to the CCB, you will receive your payment on January 20, 2025.
How much is the CCB?
The CCB payment varies depending on the age of the children:
- $7,787 per year for children under 6 years old
- $6,570 per year for children aged 6 to 17 years old
- if your child is receiving the Child Disability Benefit (CDB), you may receive an additional $3,173 per year.
You can find out how much you may receive by using the Child and Family Benefit Calculator located on the government’s website.
CCB payment dates in 2025:
- January 20
- February 20
- March 20
- April 17
- May 20
- June 20
- July 18
- August 20
- September 19
- October 20
- November 20
- December 12
When to apply?
You should apply for CCB if any of the following situations apply to you:
- Your child is born (at the time of birth registration).
- Your child comes to live with you or returns after temporarily living with someone else.
- You start, end or change a shared custody arrangement.
- You have custody of a child.
- You or your spouse or same-sex partner meet the eligibility conditions.
How to apply:
You can also apply at the time of birth registration to apply for CCB. If you haven’t applied before, you can apply online through the My Account portal or by completing Form RC66 on the Canada Revenue Agency (CRA) website, signing it and mailing it to your tax center.
Who is eligible?
There are a few conditions to receive the CCB:
- You must live with the child.
- The child must be under 18.
- You must be the person responsible for the care and upbringing of the child.
If you live with and care for a child who is under a kinship or close relationship program, you can get the CCB, provided that child is not receiving a Children’s Special Allowance (CSA).
How to apply:
Online – My Account portal:
- If you are registered with the Canada Revenue Agency’s My Account portal, you can manage your tax affairs online, including signing up for direct deposit or updating account information.
Online—Mobile App (MyCRA):
- You can use the MyCRA app to start or update Direct Deposit information.
By Phone:
If you want to sign up for Direct Deposit or change your information, call the CRA at 1-800-959-8281. You will need to provide the following information:
- Social Insurance Number
- Full name and current address, including postal code
- Date of Birth
- Most recent income tax and benefit statements
- Banking Information
Through Your Financial Institution:
- You can also update your CRA Direct Deposit information through banks, credit unions and trust companies.
What to do if you don’t get paid?
If your payment doesn’t arrive 5 business days after the due date, contact the CRA. If you have a Canadian bank account, you can sign up for direct deposit instead of checks.
Conclusion:
The Canada Child Benefit (CCB) is an important benefit that helps eligible families cover child care expenses. Applying for eligibility is very simple, and you can do it online, by phone, or through your financial institution. If you and your family members are eligible for the CCB, definitely take advantage of it and don’t delay in receiving it.
FAQs
Q. What is the Canada Child Benefit (CCB)?
A. The CCB is a tax-free monthly payment provided to eligible families to help with the cost of raising children under the age of 18.
Q. When will I receive my CCB payment in 2025?
A. The first CCB payment of 2025 will be on January 20, followed by monthly payments on set dates throughout the year.
Q. How much will I receive from CCB for each child?
A. For children under 6, the base amount is $7,787 per year. For children between 6 and 17, it is $6,570 per year. Additional benefits are available for children with disabilities.
Q. Who is eligible for CCB?
A. To be eligible, you must be responsible for the care of a child under 18 and meet specific criteria related to your income and residency.
Q. How can I apply for CCB?
A. You can apply for CCB when you register the birth of your child or online through the Canada Revenue Agency’s My Account portal.